PPF Calculator
Plan your long-term, tax-efficient savings with our easy-to-use Public Provident Fund (PPF) Calculator. PPF is a popular government-backed savings scheme in India known for its safety, attractive interest rates (compounded annually), and EEE (Exempt-Exempt-Exempt) tax status.
Our tool helps you project the total corpus you can build over the standard 15-year lock-in period (or longer, with extensions). Simply provide:
Your Yearly Investment: The amount you plan to contribute each year (within the current limits).
Investment Duration: Typically 15 years, but can be extended in blocks of 5 years.
Current PPF Interest Rate: (The calculator should ideally use the current official rate or allow user input, as it's set quarterly by the government).
The calculator will instantly estimate:
Maturity Value: The total amount (principal + interest) you'll receive at the end of the chosen tenure.
Total Principal Invested: The sum of all your contributions.
Total Interest Earned: The cumulative interest earned through compounding.
This is an essential tool for retirement planning, achieving long-term financial goals, and visualizing the growth of your tax-saving investments under Section 80C.